Endorsement Seeking Loans

Deferred while the student is in school.
Origination fee is 1.051% of the principal loan amount.
Fixed interest rate of 6.8% for Graduate loans.
Student must be at half-time status (at least 6 credit hours) to be eligible.
Subsidized (interest paid by the government while the student is in school) or Unsubsidized (interest accruing while the student is in school) eligibility is determined by the FAFSA calculation.
A six-month grace period begins when the student graduates or drops below half-time status. Half-time is 6 credit hours.
Repayment of principal & interest begins at the end of the six-month grace period
Complete your Entrance Counseling and Master Promissory Note at: www.studentloans.gov

Credit-based student loan taken out through a Bank or Lending Institution (non-federal).
A credit-worthy cosigner is required for a dependent student. For independent students, a cosigner may be required depending on the student's credit rating.
Interest rates are variable and depend on the borrower's or cosigner's credit.
Repayment of the principal balance is deferred until the student graduates or drops below half-time. Some lenders will offer a six-month grace period.
List of available Alternative Loans.

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